LianLian Global

I. Core Services

○ Quick online opening of global local accounts, supporting 50+ mainstream currencies and covering 100+ countries and regions, adapted for payment collection scenarios on 190+ global mainstream e-commerce platforms like Amazon and TikTok Shop.

○ Supports unified fund collection for multiple stores, tiered account permissions, and multi-level approval management, ensuring clear corporate fund responsibilities, full compliance, and traceability, with no account opening fees, monthly fees, or minimum transaction volume requirements.

○ One-click bulk payment for overseas supplier invoices, VAT, logistics fees, employee salaries, etc. Supports free real-time fund transfers between group accounts, with currency conversion based on real-time exchange rates.

○ Provides two types of products: LianLian Virtual Card (VCC) and co-branded physical cards. Virtual cards support multi-scenario card issuance, suitable for online expenditures such as overseas advertising, platform subscriptions, and tool renewals. Physical cards support overseas offline consumption, business travel, and procurement.

○ Offers a full suite of API interfaces for payments, account management, currency exchange, risk control, etc., along with complete technical documentation, enabling quick integration of LianLian's cross-border financial capabilities into various enterprise systems, SaaS platforms, and website building tools.

○ Equipped with a dedicated technical team to provide full-process integration and operation & maintenance support, with 7x24 hour technical response to promptly resolve issues such as interface debugging, transaction anomalies, and system adaptation, ensuring stable transaction links.

○ Equipped with a bank-grade intelligent risk control system, utilizing AI and big data technology to monitor fund transaction dynamics in real-time, accurately identifying and intercepting abnormal transactions, comprehensively safeguarding enterprise accounts and fund security.

○ Holds 66 global payment licenses and related qualifications in China, the US, EU, UK, etc., collaborating with top global financial institutions like Citi and JPMorgan Chase, ensuring full compliance throughout cross-border fund flows.

○ Provides pure credit unsecured loans based on cross-border transaction data. Products include early collection, inventory loans, accounts receivable financing, etc., with a maximum limit of 5 million RMB and fastest disbursement in 3 seconds.

○ No collateral or guarantee required, flexible borrowing and repayment, daily interest calculation, effectively solving the capital turnover challenges faced by cross-border enterprises due to inventory preparation and long payment terms, having served over 100,000 small and medium-sized cross-border enterprises.

II. Target Audience

● Cross-border e-commerce sellers: Merchants operating multiple stores on platforms like Amazon, TikTok Shop, Shopee, eBay; DTC brand sellers on independent sites like Shopify; cross-border boutique stores and dropshipping sellers.

● Foreign trade entities: Import and export trading companies, manufacturing export factories, overseas brand OEM factories, global supply chain procurement and suppliers.

● Outbound marketing and service providers: Cross-border advertising teams, overseas operation companies, website building SaaS providers, cross-border logistics providers, tax compliance, and intellectual property service providers.

● Outbound brands and manufacturing enterprises: Outbound physical brands in consumer electronics, apparel and beauty, home appliances, etc.; manufacturing enterprises with global distribution and dealer systems.

● Service trade enterprises: Cross-border service providers in international tourism, study abroad education, digital marketing, technical services, etc.; enterprises with cross-border service fee payment and collection needs.

● Individual cross-border practitioners: Cross-border SOHO entrepreneurs, foreign trade freelancers, individual cross-border e-commerce sellers, cross-border self-media and industry promotion personnel.

● Technology enterprises: Technology companies requiring integration of cross-border payment, account management, and currency exchange capabilities; software service providers, platform development teams, and FinTech enterprises.

● Import e-commerce enterprises: Merchants on import platforms like Tmall Global, JD Worldwide; enterprises with overseas supplier payment and import fund settlement needs.