useepay

UseePay is a one-stop cross-border payment fintech service provider established in 2019. Headquartered in Hong Kong, China, it has branches in Shanghai, Shenzhen, Singapore, the UK, Saudi Arabia, and France. It holds global compliance qualifications such as PCI DSS Level-1 (the highest security certification), Hong Kong MSO license, and US MSB license. UseePay creates a full-link cross-border fund management platform covering "Collection - Management - Payment - Exchange," providing safe, efficient, and low-cost cross-border payment solutions for global enterprises going overseas. It addresses five major industry pain points: "unreceived payments, slow collection, high costs, weak risk control, and unclear management." According to public data as of March 2026, it has served over 10,000 corporate customers, with a payment network covering 200+ countries and regions, a system stability rate of over 99%, and a maximum transaction success rate of 98.5%.

Core Business

● Provides global omni-channel acquiring services, directly connected to 6 major international card organizations including VISA, MasterCard, and American Express. It supports 100+ transaction currencies and 10+ mainstream settlement currencies, with transaction rates as low as 1.5%. It covers all types of payment methods such as e-wallets, local bank transfers, and convenience store cash payments. It offers one-stop access to global mainstream local payment tools like Naver Pay in South Korea, Gcash in Southeast Asia, and Cash App in Europe and the US, covering over 90% of target market users. It supports non-redirect payments and Tokenized one-click repurchase, reducing the payment redirect loss rate from 35% to below 10%, and increasing the overall order conversion rate by more than 25%.

● Builds a global collection and unified fund management system, supporting the opening of local bank accounts in the US, Europe, Hong Kong, Africa, and other regions to achieve local clearing and significantly reduce cross-border transfer fees. It provides a transparent fee model with 0 account opening fees, 0 entry fees, and 0 account management fees, with a foreign exchange settlement rate capped at 0.4%. It supports flexible settlement cycles such as T+0, T+1, and T+3, with real-time arrival possible in some scenarios. It enables unified fund collection for multiple platforms and stores, supports free real-time transfers between accounts, and is equipped with automated reconciliation tools, saving over 70% in financial labor costs.

● Establishes the self-developed UseeShield intelligent risk control system. Based on AI self-learning and big data technology, it achieves full-process anti-fraud covering "pre-verification - in-process monitoring - post-tracking." It monitors global transactions 24/7, reducing the fraud rate by 20% compared to the industry average. It supports 3D-Secure fund protection and complies with global data privacy and security regulations such as GDPR and ISO27001. It has a dedicated dispute center providing professional chargeback handling services, helping enterprises reduce payment chargeback losses by more than 60%, and promises 100% fund security.

● Launches industry-customized payment solutions. For cross-border e-commerce, it provides non-redirect payments for independent sites, subscription-based automatic renewal, and real-time collection for live-streaming e-commerce. For B2B foreign trade, it provides fast settlement for large trade payments and dual-channel compliant tax refund declaration services. For digital entertainment, it provides game top-ups, member subscription payments, and anti-fraud risk control. For the travel industry, it provides risk control for high-value transactions and multi-currency real-time settlement solutions.

● Builds an open ecosystem and technical support system, with one-click integration for 10+ mainstream site-building platforms and open-source systems such as Shopify, Shoplazza, and WooCommerce, allowing for a launch in as fast as 1 day. It opens advanced API interfaces for enterprise-level customers, supporting customized script development and deep data analysis. It is equipped with one-on-one dedicated account managers and technical support teams, providing 7×12 hour response services, and regularly conducts product training and industry policy interpretation.

● Provides global mass payment and foreign exchange management services, supporting mass payments to global suppliers, employees, and partners. It provides transparent real-time exchange rates and currency locking services to effectively avoid foreign exchange fluctuation risks. It supports dual exchange rate options for offshore/onshore RMB to avoid losses from multiple currency exchanges, helping enterprises reduce foreign exchange costs by more than 15%.

Target Audience / Enterprises

Independent site sellers and DTC brand owners in cross-border e-commerce, cross-border sellers on platforms like Amazon/eBay, B2B foreign trade factories and traders, cross-border supply chain and logistics enterprises, airlines and hotel/travel OTA platforms, digital entertainment and game companies going overseas, SaaS and software service enterprises, online education and knowledge-sharing institutions, cross-border live-streaming e-commerce teams and influencers, social media operation service providers, various enterprises going overseas with needs for global brand promotion and product sales, and multinational companies requiring unified global fund management.