wintopay

I. Core Services

1. Global Local Payment Network Access

○ Covers 200+ countries and regions worldwide, supporting settlement in 30+ mainstream currencies, with a focus on core cross-border trade markets such as North America, Southeast Asia, East Asia, Latin America, and Europe.

○ Supports all types of payment methods including international credit cards, local e-wallets, bank transfers, and Buy Now Pay Later (BNPL). It holds Hong Kong MSO and US MSB licenses and has passed PCI DSS Level 1 certification, providing dedicated licensed and compliant channels for cross-border fund collection and payment.

1. Full-Link Cross-Border Acquiring and Fund Management

○ Supports all collection and payment scenarios for cross-border e-commerce independent sites, platform e-commerce, B2B foreign trade, and service trade. It provides 24/7 real-time exchange rates, autonomous currency locking, and entrusted exchange functions to effectively avoid exchange rate fluctuation risks.

○ A single unified account manages funds for multiple platforms and stores, enabling one-stop operations for order inquiries, intelligent transaction reconciliation, VAT payment and refund, and direct balance payment to suppliers/logistics providers/service providers.

1. Developer-Friendly Technical Integration Services

○ Provides standardized API/SDK interfaces, supporting rapid integration for Web, mobile, and independent sites, adapting to the technical architecture needs of enterprises of different scales.

○ Deeply integrated with 30+ mainstream independent site platforms such as Shopify, WooCommerce, SHOPYY, and SHOPLAZZA, as well as global e-commerce platforms like Amazon, TikTok Shop, and Shopee. Officially certified collection channels are available upon activation.

1. Intelligent Risk Management and Fraud Prevention

○ Built-in full-process AI + big data intelligent risk control system, monitoring abnormal transactions in real-time through technologies such as transaction behavior analysis, global identity verification, IP positioning, and fund flow tracking, defending against over 99.99% of fraud risks.

○ Relying on multilateral licensing qualifications at home and abroad, it provides compliant settlement channels, fundamentally solving common problems in personal account collection such as card freezing, fund detention, and lack of compliance.

1. Vertical Industry Customized Solutions

○ Dedicated payment solutions are launched for fields such as independent site DTC brands, traditional foreign trade, digital entertainment, online education, and SaaS subscriptions, filling service gaps in segmented industries.

○ Supports customized functions such as phased payments for bulk trade, subscription-based automatic deductions, virtual commodity transaction settlement, and localized payment pages in multiple languages.

1. Full-Link Ecosystem Value-Added Services for Independent Sites

○ With payment at its core, it strictly selects high-quality global service providers to build a complete ecosystem closed loop of "Site Building - Marketing - Logistics - Tax Compliance - Intellectual Property," launching a dedicated "Independent Site Ecosystem Gift Pack."

○ Partner service providers include leading brands such as SHOPLAZZA, AdsPower, 4PX, and QuShui. Merchants can enjoy exclusive discounts and one-stop solutions for the entire operational process of independent sites.

II. Target Audience

● Cross-border e-commerce sellers: Sellers on platforms like Amazon, TikTok Shop, and Shopee; operators of independent sites like Shopify, SHOPYY, and SHOPLAZZA; and brand merchants with multi-platform and multi-store layouts.

● B2B foreign trade enterprises: Traditional import and export trade companies, factory suppliers, and foreign trade enterprises in vertical industries such as hardware and building materials, large furniture, photovoltaics, and used car exports.

● Service trade entities going overseas: Enterprises and freelancers in fields such as cross-border technical services, advertising and marketing, digital entertainment, online education, SaaS subscriptions, consulting services, and intellectual property.

● Enterprises with global payment needs: Various enterprises going overseas that need to pay overseas supplier costs, logistics fees, advertising fees, VAT taxes, and employee salaries.

● Small and medium-sized overseas entrepreneurs: Individual SOHO sellers and startup cross-border trade enterprises needing low-cost and rapid access to compliant cross-border collection and payment services.

● Growth-oriented overseas brands: Chinese brands expanding into global markets, requiring full-link overseas service support, and pursuing efficient fund management and branded operations.